Bonded Title Guides — All 50 States

Massachusetts Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with RMV Form T20742. Process Overview Apply at RMV service center. Typical timeline: 4-6 weeks. Filing Fee $75 title fee (verify with your local office). $24.98 Get the Massachusetts Guide → Instant PDF download • State-specific instructions Also available as part of the Northeast Bundle →

Michigan Bonded Vehicle Title Guide Michigan calls its bonded title process a “title bond,” and it runs through Secretary of State branch offices rather than a county agency — with one valuable exception that can skip the bond requirement entirely for some older vehicles. How the Bond Amount Is Calculated Michigan requires a surety bond equal to twice (2x) your vehicle’s value, not 1.5x as some other states use. You can establish that value through an appraisal from any licensed Michigan auto dealer or a recognized vehicle appraisal guide. The bond is filed on Michigan’s Vehicle Uniform Surety Bond (Form TR-121). ...

Minnesota Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with PS2000-49. Process Overview Apply at county DVS office. Typical timeline: 3-4 weeks. Filing Fee $6.50 title fee (verify with your local office). $24.98 Get the Minnesota Guide → Instant PDF download • State-specific instructions Also available as part of the Midwest Bundle →

Mississippi Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form 78-004. Process Overview Apply at county tax collector. Typical timeline: 3-4 weeks. Filing Fee $10 title fee (verify with your local office). $24.98 Get the Mississippi Guide → Instant PDF download • State-specific instructions Also available as part of the Southeast Bundle →

Missouri Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form 4080. Process Overview Apply at local license office. Typical timeline: 3-4 weeks. Filing Fee $11 title fee (verify with your local office). $24.98 Get the Missouri Guide → Instant PDF download • State-specific instructions Also available as part of the Midwest Bundle →

Montana Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with MV7. Process Overview Apply at county treasurer office. Typical timeline: 3-4 weeks. Filing Fee $12 title fee (verify with your local office). $24.98 Get the Montana Guide → Instant PDF download • State-specific instructions Also available as part of the West Bundle →

Nebraska Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form RVF-57. Process Overview Apply at county treasurer office. Typical timeline: 3-4 weeks. Filing Fee $10 title fee (verify with your local office). $24.98 Get the Nebraska Guide → Instant PDF download • State-specific instructions Also available as part of the Midwest Bundle →

Nevada Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form VP-019. Process Overview Apply at DMV office. Typical timeline: 4-6 weeks. Filing Fee $20 title fee (verify with your local office). $24.98 Get the Nevada Guide → Instant PDF download • State-specific instructions Also available as part of the West Bundle →

New Hampshire Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with TDMV 19A. Process Overview Apply at town clerk or DMV office. Typical timeline: 4-6 weeks. Filing Fee $25 title fee (verify with your local office). $24.98 Get the New Hampshire Guide → Instant PDF download • State-specific instructions Also available as part of the Northeast Bundle →

New Jersey Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form OS/SS-85. Process Overview Apply at MVC agency. Typical timeline: 4-6 weeks. Filing Fee $60 title fee (verify with your local office). $24.98 Get the New Jersey Guide → Instant PDF download • State-specific instructions Also available as part of the Northeast Bundle →

New Mexico Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with MVD Form 10005. Process Overview Apply at MVD field office. Typical timeline: 3-4 weeks. Filing Fee $5 title fee (verify with your local office). $24.98 Get the New Mexico Guide → Instant PDF download • State-specific instructions Also available as part of the Southwest Bundle →

New York Bonded Vehicle Title Guide New York’s bonded title process runs through the state DMV’s Title Bureau rather than a local office, and it includes one step most other states skip: notifying the previous owner. How the Bond Amount Is Calculated New York requires a surety bond equal to 1.5 times your vehicle’s appraised value, using a Kelley Blue Book or NADA valuation. The bond itself is filed under Section 2105(d) of the New York Vehicle and Traffic Law on Form MV-994. ...

North Carolina Bonded Vehicle Title Guide North Carolina calls this an indemnity bond rather than a “bonded title,” but it serves the same purpose: it lets you title a vehicle when you can’t produce normal proof of ownership. The process is more inspection-heavy than most states, so it’s worth understanding every step before you start. How the Bond Amount Is Calculated North Carolina requires an indemnity bond equal to 1.5 times your vehicle’s value, based on the Division’s current Value Schedule, with a $100 minimum. You’ll get this value during the appraisal step — for mobile homes or vehicles not listed in the Value Schedule, you’ll need two separate appraisals from North Carolina dealers, each on dealer letterhead. ...

North Dakota Bonded Vehicle Title Guide Bond Amount Court process required — No traditional bonded title — court order required. Process Overview Petition through District Court. Typical timeline: 8-12 weeks. Filing Fee Court filing fees vary (verify with your local office). $24.98 Get the North Dakota Guide → Instant PDF download • State-specific instructions Also available as part of the Midwest Bundle →

Ohio Vehicle Title Guide (No Bond System) Ohio is one of the states where the term “bonded title” doesn’t actually match how the process works. Ohio has no surety bond option for missing titles. Titles are issued by your county’s Clerk of Courts title office, not the BMV directly, and which path you take depends on whether a title record exists somewhere in the system. Which Process Applies to You If Ohio (or another state) previously issued a title for your vehicle and that record still exists, you likely just need a duplicate title — a much simpler process. If there’s no title record at all, the chain of ownership is broken, or you can’t otherwise prove ownership through standard documentation, you’ll need a court-ordered title through your county’s Court of Common Pleas. That court process is Ohio’s real equivalent to what other states call a bonded title. ...

Oklahoma Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form 701-7. Process Overview Apply at tag agency. Typical timeline: 3-4 weeks. Filing Fee $11 title fee (verify with your local office). $24.98 Get the Oklahoma Guide → Instant PDF download • State-specific instructions Also available as part of the Southwest Bundle →

Oregon Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form 735-268. Process Overview Apply at DMV field office. Typical timeline: 4-6 weeks. Filing Fee $98 title fee (verify with your local office). $24.98 Get the Oregon Guide → Instant PDF download • State-specific instructions Also available as part of the West Bundle →

Pennsylvania Vehicle Title Guide (No Bond Required) If you searched for a “bonded title” in Pennsylvania, here’s the most important thing to know before you spend money on anything: Pennsylvania doesn’t use a surety bond system the way most states do. PennDOT’s actual process for someone who can’t produce a clean title is a court order, not a bond purchase — and in some cases you may not need the court at all. ...

Rhode Island Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form BAR-TL1. Process Overview Apply at DMV registry office. Typical timeline: 4-6 weeks. Filing Fee $52.50 title fee (verify with your local office). $24.98 Get the Rhode Island Guide → Instant PDF download • State-specific instructions Also available as part of the Northeast Bundle →

South Carolina Bonded Vehicle Title Guide Bond Amount 1.5x vehicle value — Filed with Form 400. Process Overview Apply at SCDMV branch office. Typical timeline: 4-6 weeks. Filing Fee $15 title fee (verify with your local office). $24.98 Get the South Carolina Guide → Instant PDF download • State-specific instructions Also available as part of the Southeast Bundle →